:root{--color-brand-primary: #102a43;--color-brand-primary-soft: #eaf2fb;--color-action-primary: #2563eb;--color-action-primary-soft: #eff6ff;--color-teal: #168c7a;--color-teal-text: #0f766e;--color-growth: #22c55e;--color-accent-gold: #f59e0b;--color-navy: #102a43;--color-surface-base: #f8fafc;--color-surface-raised: #ffffff;--color-surface-subtle: #f1f5f9;--color-border: #cbd5e1;--color-text-primary: #102a43;--color-text-secondary: #64748b;--color-text-inverse: #ffffff;--color-success: #166534;--color-success-surface: #dcfce7;--color-warning: #92400e;--color-warning-surface: #fef3c7;--color-danger: #991b1b;--color-danger-surface: #fee2e2;--color-info: #1e3a8a;--color-info-surface: #dbeafe;--color-focus: #3b82f6;--color-active-surface: #eaf2fb;--pera-navy: var(--color-navy);--pera-emerald: var(--color-teal);--pera-emerald-text: var(--color-teal-text);--emerald-accent: #16a085;--growth-green: var(--color-growth);--expense-red: #e5484d;--warning-amber: var(--color-accent-gold);--information-blue: var(--color-focus);--slate: var(--color-text-secondary);--border: var(--color-border);--cloud: var(--color-surface-base);--white: var(--color-surface-raised);--font-sans: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;--font-display-size: clamp(2.5rem, 6vw, 4rem);--font-h1-size: clamp(2.25rem, 5vw, 3.25rem);--font-h2-size: clamp(1.5rem, 3vw, 2rem);--font-h3-size: 1.25rem;--font-body-size: 1rem;--font-small-size: .875rem;--font-label-size: .875rem;--font-metric-size: clamp(1.5rem, 3vw, 2.25rem);--font-button-size: .9375rem;--space-1: .25rem;--space-2: .5rem;--space-3: .75rem;--space-4: 1rem;--space-5: 1.25rem;--space-6: 1.5rem;--space-8: 2rem;--space-10: 2.5rem;--space-12: 3rem;--space-16: 4rem;--radius-sm: .5rem;--radius-md: .625rem;--radius-lg: 1rem;--radius-pill: 999px;--shadow-sm: 0 1px 3px rgb(15 23 42 / .06);--shadow-md: 0 10px 24px rgb(15 23 42 / 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var(--border);border-radius:.75rem;background:var(--white);padding:clamp(1.5rem,5vw,2.5rem)}.auth-card{box-shadow:var(--shadow-md)}.auth-brand{display:inline-grid;margin-bottom:var(--space-2);text-decoration:none}.wordmark{color:var(--pera-navy);font-size:1.4rem;font-weight:800;text-decoration:none}form{display:grid;gap:1rem;margin-top:1.5rem}label{display:grid;gap:.45rem;color:var(--pera-navy);font-weight:700}input,select,textarea{min-height:48px;border:1px solid var(--border);border-radius:var(--radius-md);background:var(--white);color:var(--pera-navy);padding:.6rem .75rem}textarea{min-height:7rem;resize:vertical}input:focus-visible,select:focus-visible,textarea:focus-visible,a:focus-visible{outline:3px solid 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0}.financial-metric{display:grid;min-height:142px;gap:.4rem;border:1px solid var(--border);border-radius:var(--radius-lg);background:var(--white);color:var(--pera-navy);padding:1rem;text-align:left;cursor:pointer}.financial-metric:hover{border-color:var(--pera-emerald)}.financial-metric.featured{border-left:4px solid var(--color-action-primary);box-shadow:var(--shadow-sm)}.safe-to-spend-card{min-height:184px;border-color:var(--color-action-primary);background:linear-gradient(135deg,var(--color-surface-raised),var(--color-action-primary-soft))}.safe-to-spend-card .financial-amount{font-size:clamp(1.8rem,5vw,2.6rem)}.metric-cta{margin-top:auto;color:var(--color-action-primary)!important;font-size:var(--font-small-size);font-weight:800}.dashboard-main>.financial-metric-grid:first-of-type>.financial-metric:nth-child(2){border-color:color-mix(in srgb,var(--color-teal) 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.pera-icon{background:#ede9fe;color:#6d28d9}.financial-metric strong{font-size:clamp(1.35rem,3vw,2rem)}.card{border:1px solid var(--border);border-radius:var(--radius-lg);background:var(--white);box-shadow:var(--shadow-sm);padding:var(--space-5)}.card h2,.card p{margin-top:0}.section-heading,.event-row{display:flex;align-items:start;justify-content:space-between;gap:1rem}.event-row{border-top:1px solid var(--border);padding:.75rem 0}.event-row span{display:grid;gap:.15rem}.event-row strong{text-align:right}.event-row.button,button.event-row{width:100%;background:transparent;color:inherit;border-right:0;border-left:0;border-bottom:0;text-align:left;font:inherit;cursor:pointer}button.event-row:hover{background:var(--color-action-primary-soft)}.dashboard-layout,.dashboard-main,.dashboard-rail{display:grid;gap:var(--space-5)}.dashboard-rail-grid{margin:0}.dashboard-rail .card{padding:var(--space-4)}.dashboard-rail .card h2{font-size:var(--font-h3-size)}@media(min-width:1025px){.dashboard-layout{grid-template-columns:minmax(0,1fr) minmax(18rem,22rem);align-items:start}.dashboard-main,.dashboard-main-secondary{grid-column:1}.dashboard-rail{position:sticky;top:var(--space-5);grid-column:2;grid-row:1 / span 2}.dashboard-rail-grid{grid-template-columns:1fr}.dashboard-main>.financial-metric-grid:first-of-type>.financial-metric:last-child:nth-child(odd){grid-column:1 / -1}}@media(min-width:1280px){.dashboard-content{width:min(calc(100% - 4rem),80rem)}.dashboard-layout{grid-template-columns:minmax(0,1fr) minmax(20rem,24rem)}}.calculation-list{margin:1rem 0}.calculation-list div{display:flex;justify-content:space-between;gap:1rem;border-top:1px solid var(--border);padding:.65rem 0}.calculation-list dt,.calculation-list dd{margin:0}.calculation-list .total{font-size:1.1rem;font-weight:800}.calculation-card details{border-top:1px solid var(--border);padding:.75rem 0}.calculation-card 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.financial-amount{grid-column:1;grid-row:auto;text-align:left}.payment-history-row{grid-template-columns:1fr}.payment-history-row>.financial-amount{grid-column:1;grid-row:auto;text-align:left}.event-row,.obligation-card-heading{align-items:flex-start}.event-row-status{align-items:flex-end;flex-direction:column}.active-workspace-banner{align-items:flex-start;flex-wrap:wrap;justify-content:flex-start}.desktop-navigation{display:none!important}.app-page,.auth-page{padding-bottom:5.5rem}.mobile-navigation{position:fixed;z-index:5;right:0;bottom:0;left:0;display:grid;grid-template-columns:repeat(5,minmax(0,1fr));border-top:1px solid var(--color-border);background:var(--color-surface-raised);box-shadow:0 -4px 16px #0f172a14;padding:var(--space-1) var(--space-2) calc(var(--space-1) + env(safe-area-inset-bottom))}.mobile-navigation>a,.mobile-more 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var(--border);border-radius:var(--radius-lg);background:var(--color-surface-raised);box-shadow:var(--shadow-sm);padding:var(--space-5)}.account-card h2{margin:0;font-size:1.25rem}.account-card p{margin:0;color:var(--slate)}.account-card .button{justify-self:start;margin-top:.5rem}.account-inclusion,.financial-label{color:var(--color-text-secondary)!important;font-size:var(--font-small-size);font-weight:700}.transaction-filters{display:grid;grid-template-columns:minmax(0,1fr) minmax(12rem,16rem);gap:var(--space-3);margin:var(--space-5) 0}.transaction-list .account-card{grid-template-columns:minmax(0,1fr) auto;align-items:start}.transaction-list .account-card>p,.transaction-list .account-card>h2,.transaction-list .account-card>.pera-status,.transaction-list .account-card>.button{grid-column:1}.transaction-list .financial-amount{grid-column:2;grid-row:1 / span 2;text-align:right}.financial-impact-review{border:1px solid var(--color-info);border-radius:var(--radius-md);background:var(--color-info-surface);color:var(--color-text-primary);padding:var(--space-4)}.financial-impact-review h2,.financial-impact-review p{margin:0}.financial-impact-review p{margin-top:var(--space-1)}.payment-impact{margin-top:var(--space-5)}.financial-breakdown{display:grid;gap:var(--space-2);margin:var(--space-3) 0 0}.financial-breakdown div{display:flex;justify-content:space-between;align-items:baseline;gap:var(--space-3);border-top:1px solid var(--color-border);padding-top:var(--space-2)}.financial-breakdown dt,.financial-breakdown dd{margin:0}.financial-breakdown dt{color:var(--color-text-secondary)}.financial-breakdown dd{color:var(--color-text-primary);font-weight:800;text-align:right}.financial-breakdown.compact{gap:var(--space-1)}.financial-breakdown.compact div{padding-top:var(--space-1)}.loan-summary-card .pera-status,.loan-detail-overview .pera-status,.statement-summary 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var(--color-teal);background:var(--color-active-surface);padding:var(--space-3)}.statement-summary p{margin:var(--space-2) 0 0}.compact-empty-state{margin-top:0}.budget-performance{display:grid;gap:var(--space-2);margin:0}.budget-performance div{display:flex;justify-content:space-between;gap:var(--space-3);border-top:1px solid var(--color-border);padding-top:var(--space-2)}.budget-performance dt,.budget-performance dd{margin:0}.budget-performance dt{color:var(--color-text-secondary)}.budget-performance dd{font-weight:800}.statement-history{margin-top:.5rem;border-top:1px solid var(--border);padding-top:.75rem}.statement-history summary{cursor:pointer;color:var(--pera-navy);font-weight:700}.statement-history ul{display:grid;gap:.75rem;margin:.75rem 0 0;padding:0;list-style:none}.statement-history li{display:grid;gap:.2rem;border-left:3px solid var(--border);padding-left:.65rem}.statement-history li 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var(--border);border-radius:.75rem;background:var(--white);padding:clamp(1.5rem,5vw,3rem)}.eyebrow{color:var(--pera-emerald-text);font-size:.875rem;font-weight:700;letter-spacing:.06em;text-transform:uppercase}h1{margin:0;font-size:clamp(2.25rem,8vw,4rem);line-height:1}.tagline{color:var(--slate);font-size:1.25rem}.actions,.status-list{display:flex;flex-wrap:wrap;gap:.75rem;margin:1.5rem 0 0;padding:0}.status-list{list-style:none}.button{min-height:48px;border-radius:var(--radius-md);padding:.65rem 1rem;font-weight:700;cursor:pointer}.button:focus-visible{outline:3px solid var(--information-blue);outline-offset:3px}.button-primary{border:1px solid var(--color-brand-primary);background:var(--color-brand-primary);color:var(--white)}.button-secondary{border:1px solid var(--pera-navy);background:var(--white);color:var(--pera-navy)}.status{border-radius:999px;padding:.3rem .6rem;font-size:.875rem;font-weight:700}.status-success{background:var(--color-success-surface);color:var(--color-success)}.status-warning{background:var(--color-warning-surface);color:var(--color-warning)}.status-danger{background:var(--color-danger-surface);color:var(--color-danger)}.pera-logo{display:inline-grid;color:var(--color-brand-primary);font-family:var(--font-sans);font-weight:800;letter-spacing:-.03em}.pera-logo-wordmark{font-size:1.25rem}.pera-logo-stacked{gap:var(--space-1)}.pera-logo-tagline{color:var(--color-text-secondary);font-size:var(--font-small-size);font-weight:600;letter-spacing:normal}.pera-logo-reversed{color:var(--color-text-inverse)}.pera-logo-reversed .pera-logo-tagline{color:inherit}.financial-amount{color:var(--color-text-primary);font-size:var(--font-metric-size);font-variant-numeric:tabular-nums;font-weight:800;letter-spacing:-.03em;line-height:1.1}.financial-amount-negative{color:var(--color-danger)}.pera-status{display:inline-flex;align-items:center;gap:var(--space-1);border-radius:var(--radius-pill);padding:.3rem .6rem;font-size:var(--font-small-size);font-weight:700}.pera-status-incoming,.pera-status-success{background:var(--color-success-surface);color:var(--color-success)}.pera-status-outgoing,.pera-status-overdue{background:var(--color-danger-surface);color:var(--color-danger)}.pera-status-warning{background:var(--color-warning-surface);color:var(--color-warning)}.pera-status-planned{background:var(--color-info-surface);color:var(--color-info)}.pera-status-neutral{background:var(--color-surface-subtle);color:var(--color-text-secondary)}.pera-button{min-height:48px;border:1px solid transparent;border-radius:var(--radius-md);padding:.65rem 1rem;font:700 var(--font-button-size) var(--font-sans);cursor:pointer}.pera-button-primary{background:var(--color-brand-primary);color:var(--color-text-inverse)}.pera-button-secondary{border-color:var(--color-brand-primary);background:var(--color-surface-raised);color:var(--color-brand-primary)}.pera-button-tertiary{background:transparent;color:var(--color-teal-text)}.pera-button-destructive{background:var(--color-danger);color:var(--color-text-inverse)}.pera-button-icon{width:44px;padding:0;background:transparent;color:var(--color-brand-primary)}.pera-button:disabled,.pera-input:disabled{cursor:not-allowed;opacity:.6}.pera-button:focus-visible{outline:3px solid var(--color-focus);outline-offset:3px}.pera-field{display:grid;gap:var(--space-2);color:var(--color-text-primary);font-size:var(--font-label-size);font-weight:700}.pera-input{min-height:48px;border:1px solid var(--color-border);border-radius:var(--radius-md);background:var(--color-surface-raised);color:var(--color-text-primary);font:inherit;padding:.6rem .75rem}.pera-textarea{min-height:7rem;resize:vertical}.pera-input[aria-invalid=true]{border-color:var(--color-danger)}.pera-input:focus-visible{outline:3px solid var(--color-focus);outline-offset:2px}.form-grid{display:grid;gap:var(--space-4)}.button-row{display:flex;flex-wrap:wrap;gap:var(--space-3);margin-top:var(--space-5)}.metric-grid{display:grid;gap:var(--space-4);grid-template-columns:repeat(auto-fit,minmax(12rem,1fr));margin:var(--space-6) 0}.metric-card{border:1px solid var(--color-border);border-radius:var(--radius-lg);background:var(--color-surface-raised);box-shadow:var(--shadow-sm);padding:var(--space-5)}.metric-card h2{margin:0;color:var(--color-text-secondary);font-size:var(--font-small-size)}.metric-card strong{display:block;margin-top:var(--space-2);color:var(--color-text-primary);font-size:var(--font-h2-size);font-variant-numeric:tabular-nums}table{display:block;max-width:100%;overflow-x:auto;border-collapse:collapse}th,td{padding:var(--space-2) var(--space-3);text-align:left;white-space:nowrap}@media(max-width:640px){.button-row>.button,.button-row>.pera-button{width:100%}}.pera-field-help{color:var(--color-text-secondary);font-size:var(--font-small-size);font-weight:400}.pera-field-error{color:var(--color-danger);font-size:var(--font-small-size)}@media(prefers-reduced-motion:reduce){*,*:before,*:after{scroll-behavior:auto!important;transition-duration:.01ms!important;animation-duration:.01ms!important}}